Financial Institutions
Business Lending
From Humble Beginnings to One of Southern California’s Leading Credit Unions
We’ve been around a long time—over 75 years, as a matter of fact!
Our journey began in 1947 when a group of dedicated naval and civilian employees came together at the Naval Ordinance Test Station, China Lake to create something truly special: the NOTS Employees Federal Credit Union. Their goal was simple yet powerful – to establish a financial institution that could offer affordable loans and essential services to military and civilian personnel, along with their families, in a secluded part of California.
As time has passed, we’ve grown by leaps and bounds, opening new branches, merging and acquiring other institutions, and introducing new products and services to cater to the needs of our members. And our family has grown too! Originally serving military and civilian employees, our membership criteria now extends to those living, working, worshipping, volunteering, or attending school in Kern, Inyo, Mono, and northern San Bernardino counties. Even businesses in these areas can now join.
The US Department of the Treasury has given us a special stamp of approval – we’re a Certified Community Development Financial Institution—the first one headquartered in Kern County, California. This recognition celebrates our tireless efforts to enhance the lives of our members and enables us to receive grants from the CDFI Fund. These grants allow us to bring our much-needed financial services to communities and populations that might otherwise be underserved.
Our commitment runs deep. We’re on a mission to improve the inequalities that exist in income, wealth, and access to financial solutions. Through competitive loan rates and invaluable financial education resources, we’re dedicated to helping our members realize their financial dreams.
Today, we stand proud as one of Southern California’s largest credit unions. With 56,000+ members and assets exceeding $800 million, our family keeps growing, thriving, and making a positive impact.
So, that’s us in a nutshell – a bunch of friendly folks dedicated to making finances friendlier.
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